At mytakehomecalc.co.uk (“we”, “our”, or “us”), we prioritize user privacy, data minimization, and regulatory transparency. This Privacy Policy details how we handle information when you visit and use our website and financial calculators.
1. Client-Side Financial Calculations (Zero Data Retention)
All financial calculators hosted on mytakehomecalc.co.uk (including Take-Home Pay, Income Tax, SDLT, VAT, Student Loans, Hourly Wage, Required Salary, and Contractor IR35) operate strictly client-side within your web browser. We do not collect, process, or transmit your salary, tax code, mortgage value, or other financial inputs to any web server or database.
2. Google AdSense & Third-Party Advertising
We monetize our free educational calculation tools through Google AdSense. Google and third-party advertising partners use cookies and web beacons to serve advertisements based on your prior visits to this website or other websites across the Internet.
- Google’s use of advertising cookies enables it and its partners to serve ads to users based on their visits to our site and/or other sites on the Internet.
- Users in the United Kingdom and European Economic Area (EEA) are presented with a consent management banner compliant with the IAB Europe Transparency and Consent Framework (TCF v2.2) before any non-essential advertising cookies or personalized ads are deployed.
- You may opt out of personalized advertising at any time by visiting Google Ads Settings or through the Your Online Choices UK guide.
3. Web Analytics and Technical Server Logs
Like most web publications, our hosting infrastructure automatically collects standard non-identifiable technical access logs:
- Browser user-agent, operating system, and language preferences.
- Date, timestamp, and referring URL.
- Anonymized or truncated IP addresses for server security and DDoS defense.
These technical logs are used solely to preserve system security, prevent malicious bot exploitation, and monitor server uptime. They are never linked to personal identities.
4. Your Legal Rights Under UK GDPR
Under the United Kingdom General Data Protection Regulation (UK GDPR) and Data Protection Act 2018, UK residents have legal rights regarding any personal data held:
- Right of Access: Request a copy of any personal data we hold about you.
- Right to Rectification: Request correction of inaccurate information.
- Right to Erasure: Request deletion of your personal data (“right to be forgotten”).
- Right to Restrict or Object: Object to processing of your information.
Because our financial calculators do not require registration or collect personal contact details, we typically hold zero identifiable financial records. For inquiries, contact our Data Controller at privacy@mytakehomecalc.co.uk.
5. Third-Party External Links
Our guides and calculators cite primary government legislation, including GOV.UK, HM Revenue & Customs, and the Scottish Government. We have no responsibility for the independent privacy practices of external websites.
6. Contact the Data Controller
If you have questions regarding this Privacy Policy or wish to exercise your statutory rights, please visit our Contact page or email us at privacy@mytakehomecalc.co.uk.